/*
 * FINXO — Inner Pages Common Styles
 * (Deposits, Mortgage, Investments, Scoring, News, Currency)
 */

/* Page header section */
.inner-hero {
  padding: 40px 0 32px;
}
.inner-hero-breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: var(--text-m);
  margin-bottom: 16px;
}
.inner-hero-breadcrumb a { color: var(--text-m); transition: color var(--t); }
.inner-hero-breadcrumb a:hover { color: var(--blue); }
.inner-hero-breadcrumb span { color: var(--bd-card); }
.inner-hero-icon {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
}
.inner-hero-icon svg { width: 18px; height: 18px; }
.inner-hero-label { font-size: 13px; color: var(--text-m); }
.inner-hero h1 {
  font-size: 32px;
  font-weight: 900;
  letter-spacing: -0.02em;
  color: var(--text-h);
  margin-bottom: 10px;
}
.inner-hero p {
  font-size: 15px;
  color: var(--text-b);
  max-width: 560px;
}

/* Sticky calculator panel */
.calc-panel {
  background: rgba(21, 24, 34, 0.9);
  border: 1px solid var(--bd-card);
  border-radius: var(--r-xl);
  padding: 20px;
  position: sticky;
  top: calc(var(--nav-h) + var(--ticker-h) + 16px);
}
.calc-panel-title {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 20px;
}
.calc-panel-title svg { width: 16px; height: 16px; }
.calc-panel-title span { font-size: 13px; font-weight: 700; color: var(--text-h); }
.calc-field { margin-bottom: 20px; }
.calc-field-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}
.calc-field-label { font-size: 12px; color: var(--text-b); }
.calc-field-value {
  font-size: 13px;
  font-weight: 700;
  font-family: 'JetBrains Mono', monospace;
}
.calc-range {
  width: 100%;
  height: 4px;
  appearance: none;
  -webkit-appearance: none;
  border-radius: 2px;
  outline: none;
  cursor: pointer;
}
.calc-range::-webkit-slider-thumb {
  appearance: none;
  -webkit-appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  border: 2.5px solid var(--bg-panel);
  cursor: pointer;
}
.calc-result {
  border-radius: var(--r-lg);
  padding: 16px;
  margin-top: 4px;
}
.calc-result-label { font-size: 11px; color: var(--text-m); margin-bottom: 4px; }
.calc-result-value {
  font-size: 28px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  line-height: 1;
}
.calc-result-sub { font-size: 11px; color: var(--text-m); margin-top: 4px; }

/* Type filter buttons */
.type-filter {
  display: flex;
  gap: 6px;
  margin-bottom: 20px;
}
.type-btn {
  flex: 1;
  padding: 8px 4px;
  border-radius: 8px;
  font-size: 12px;
  font-weight: 500;
  border: 1px solid rgba(255,255,255,0.06);
  background: rgba(255,255,255,0.04);
  color: var(--text-b);
  transition: all var(--t);
  text-align: center;
}
.type-btn.on {
  background: rgba(0, 212, 255, 0.12);
  border-color: rgba(0, 212, 255, 0.3);
  color: #00D4FF;
}
.type-btn:hover:not(.on) {
  background: rgba(255,255,255,0.06);
  color: var(--text-h);
}

/* Bank row card (React style) */
.bank-row {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px;
  border-radius: var(--r-xl);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  margin-bottom: 10px;
  transition: all var(--t-med);
}
.bank-row:hover {
  border-color: var(--bd-hover);
  transform: translateY(-1px);
}
.bank-row-info { flex: 1; min-width: 0; }
.bank-row-name { font-size: 15px; font-weight: 700; color: var(--text-h); margin-bottom: 2px; }
.bank-row-sub { font-size: 12px; color: var(--text-m); margin-bottom: 12px; }
.bank-row-params {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}
.bank-param-label { font-size: 11px; color: var(--text-m); margin-bottom: 2px; }
.bank-param-value { font-size: 18px; font-weight: 800; font-family: 'JetBrains Mono', monospace; }
.bank-param-sub { font-size: 12px; font-weight: 600; color: var(--text-h); }
.bank-row-btn {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 10px 18px;
  border-radius: 10px;
  font-size: 13px;
  font-weight: 700;
  flex-shrink: 0;
  transition: all var(--t);
}
.bank-row-btn svg { width: 14px; height: 14px; }

/* Badge chip */
.chip {
  display: inline-flex;
  align-items: center;
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 600;
  border: 1px solid;
}

/* ============================================================
   DEPOSITS PAGE
============================================================ */
.dep-calc-result {
  background: rgba(0, 255, 136, 0.05);
  border: 1px solid rgba(0, 255, 136, 0.12);
  border-radius: var(--r-lg);
  padding: 16px;
}
.dep-calc-result-val {
  font-size: 32px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  color: #00FF88;
}

/* ============================================================
   MORTGAGE PAGE
============================================================ */
.mortgage-programs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}
.mortgage-program-card {
  padding: 20px;
  border-radius: var(--r-xl);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  cursor: pointer;
  transition: all var(--t-med);
}
.mortgage-program-card:hover {
  border-color: rgba(123, 94, 167, 0.3);
  transform: translateY(-2px);
}
.mortgage-program-rate {
  font-size: 32px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  color: #7B5EA7;
  margin-bottom: 4px;
}
.mortgage-program-name { font-size: 14px; font-weight: 700; color: var(--text-h); margin-bottom: 6px; }
.mortgage-program-desc { font-size: 12.5px; color: var(--text-b); margin-bottom: 12px; }
.mortgage-program-meta { display: flex; gap: 16px; font-size: 12px; color: var(--text-m); }

/* ============================================================
   INVESTMENTS PAGE
============================================================ */
.portfolio-chart-wrap {
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(0, 212, 255, 0.1);
  border-radius: var(--r-xl);
  padding: 20px;
}
.portfolio-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 16px;
}
.portfolio-total {
  font-size: 26px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  color: #00D4FF;
}
.portfolio-change {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 6px 12px;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 700;
  background: rgba(0, 255, 136, 0.1);
  color: #00FF88;
}
.portfolio-change svg { width: 14px; height: 14px; }
.chart-bars {
  display: flex;
  align-items: flex-end;
  gap: 4px;
  height: 120px;
  margin-top: 8px;
}
.chart-bar-wrap { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 4px; }
.chart-bar {
  width: 100%;
  border-radius: 3px 3px 0 0;
  background: linear-gradient(180deg, rgba(0,212,255,0.5), rgba(0,212,255,0.1));
  transition: background var(--t);
}
.chart-bar:hover { background: linear-gradient(180deg, rgba(0,212,255,0.8), rgba(0,212,255,0.2)); }
.chart-label { font-size: 10px; color: var(--text-m); }

.market-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.04);
}
.market-row:last-child { border-bottom: none; }
.market-ticker {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 800;
  background: rgba(0, 212, 255, 0.08);
  color: #00D4FF;
  flex-shrink: 0;
}
.market-name { font-size: 13px; font-weight: 600; color: var(--text-h); }
.market-code { font-size: 11px; color: var(--text-m); }
.market-price { font-size: 13px; font-weight: 700; font-family: 'JetBrains Mono', monospace; color: var(--text-h); }
.market-change {
  display: flex;
  align-items: center;
  gap: 2px;
  font-size: 12px;
  font-family: 'JetBrains Mono', monospace;
}
.market-change svg { width: 12px; height: 12px; }
.market-change.up { color: #00FF88; }
.market-change.down { color: #ef4444; }

.portfolio-card {
  padding: 20px;
  border-radius: var(--r-xl);
  cursor: pointer;
  transition: all var(--t-med);
}
.portfolio-card:hover { transform: translateY(-2px); }
.portfolio-return {
  font-size: 26px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  margin-bottom: 4px;
}
.portfolio-name { font-size: 14px; font-weight: 700; color: var(--text-h); margin-bottom: 4px; }
.portfolio-desc { font-size: 12.5px; color: var(--text-b); margin-bottom: 12px; }
.portfolio-risk {
  display: inline-flex;
  align-items: center;
  padding: 4px 10px;
  border-radius: 6px;
  font-size: 12px;
  font-weight: 600;
  margin-bottom: 14px;
}
.alloc-row {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 6px;
}
.alloc-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }
.alloc-name { flex: 1; font-size: 12px; color: var(--text-b); }
.alloc-val { font-size: 12px; font-weight: 700; font-family: 'JetBrains Mono', monospace; }
.btn-invest {
  width: 100%;
  padding: 10px;
  border-radius: 10px;
  font-size: 13px;
  font-weight: 700;
  margin-top: 14px;
  transition: opacity var(--t);
  color: #080C14;
}
.btn-invest:hover { opacity: .88; }

/* ============================================================
   SCORING PAGE
============================================================ */
.scoring-intro { text-align: center; padding: 20px 0; }
.scoring-icon-wrap {
  width: 96px;
  height: 96px;
  border-radius: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 32px;
  background: linear-gradient(135deg, #7B5EA7, #00D4FF);
  box-shadow: 0 0 40px rgba(123, 94, 167, 0.4);
}
.scoring-icon-wrap svg { width: 48px; height: 48px; color: #fff; }
.scoring-features {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 32px;
}
.scoring-feature {
  padding: 16px;
  border-radius: 14px;
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(123, 94, 167, 0.15);
  text-align: center;
}
.scoring-feature svg { width: 24px; height: 24px; color: #7B5EA7; margin: 0 auto 8px; }
.scoring-feature-title { font-size: 13px; font-weight: 700; color: var(--text-h); }
.scoring-feature-sub { font-size: 12px; color: var(--text-m); }
.btn-start-scoring {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  border-radius: 14px;
  font-size: 15px;
  font-weight: 800;
  background: linear-gradient(135deg, #7B5EA7, #5B3E87);
  color: var(--text-h);
  box-shadow: 0 0 25px rgba(123, 94, 167, 0.4);
  transition: all var(--t-med);
}
.btn-start-scoring:hover {
  box-shadow: 0 0 35px rgba(123, 94, 167, 0.6);
  transform: translateY(-1px);
}
.btn-start-scoring svg { width: 18px; height: 18px; }

/* Progress bar */
.scoring-progress { margin-bottom: 32px; }
.scoring-progress-header {
  display: flex;
  justify-content: space-between;
  margin-bottom: 8px;
}
.scoring-progress-label { font-size: 13px; color: var(--text-b); }
.scoring-progress-step { font-size: 13px; font-weight: 700; color: #7B5EA7; }
.scoring-progress-bar {
  height: 4px;
  background: rgba(255,255,255,0.08);
  border-radius: 2px;
  overflow: hidden;
}
.scoring-progress-fill {
  height: 100%;
  border-radius: 2px;
  background: linear-gradient(90deg, #7B5EA7, #00D4FF);
  transition: width .4s ease;
}

/* Question */
.scoring-question {
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(123, 94, 167, 0.15);
  border-radius: var(--r-xl);
  padding: 28px;
  margin-bottom: 20px;
}
.scoring-q-text {
  font-size: 20px;
  font-weight: 800;
  color: var(--text-h);
  margin-bottom: 24px;
  line-height: 1.35;
}
.scoring-options { display: flex; flex-direction: column; gap: 10px; }
.scoring-option {
  padding: 14px 18px;
  border-radius: 12px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  font-size: 14px;
  color: var(--text-b);
  text-align: left;
  transition: all var(--t);
  cursor: pointer;
}
.scoring-option:hover {
  background: rgba(123, 94, 167, 0.1);
  border-color: rgba(123, 94, 167, 0.3);
  color: var(--text-h);
}
.scoring-option.selected {
  background: rgba(123, 94, 167, 0.15);
  border-color: rgba(123, 94, 167, 0.5);
  color: var(--text-h);
}

/* Score gauge (CSS-based) */
.score-gauge-wrap { text-align: center; margin-bottom: 32px; }
.score-gauge {
  position: relative;
  width: 192px;
  height: 192px;
  margin: 0 auto 12px;
}
.score-gauge svg { transform: rotate(-90deg); }
.score-gauge-text {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}
.score-gauge-num {
  font-size: 48px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  line-height: 1;
}
.score-gauge-sub { font-size: 12px; color: var(--text-m); margin-top: 4px; }
.score-label {
  display: inline-flex;
  align-items: center;
  padding: 6px 16px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 700;
  border: 1px solid;
}

/* Scoring result details */
.scoring-detail-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.scoring-detail-row svg { width: 16px; height: 16px; flex-shrink: 0; }
.scoring-detail-text { flex: 1; font-size: 13px; color: var(--text-b); }
.scoring-detail-score {
  font-size: 12px;
  font-weight: 700;
  font-family: 'JetBrains Mono', monospace;
}

/* Recommendation card */
.rec-card {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px;
  border-radius: 14px;
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  margin-bottom: 10px;
  cursor: pointer;
  transition: all var(--t-med);
  text-decoration: none;
}
.rec-card:hover { border-color: var(--bd-hover); transform: translateX(4px); }
.rec-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.rec-icon svg { width: 20px; height: 20px; }
.rec-title { font-size: 13px; font-weight: 700; color: var(--text-h); margin-bottom: 2px; }
.rec-desc { font-size: 12px; color: var(--text-b); }
.rec-arrow { margin-left: auto; flex-shrink: 0; }
.rec-arrow svg { width: 16px; height: 16px; }

/* ============================================================
   NEWS PAGE
============================================================ */
.news-categories {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 24px;
}
.news-cat-btn {
  padding: 6px 16px;
  border-radius: 100px;
  font-size: 12.5px;
  font-weight: 500;
  border: 1px solid var(--bd);
  color: var(--text-b);
  background: transparent;
  transition: all var(--t);
  cursor: pointer;
}
.news-cat-btn:hover { border-color: var(--bd-card); color: var(--text-h); }
.news-cat-btn.on { background: var(--blue-dim); border-color: var(--blue-bd); color: var(--blue); }
.news-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 16px;
}
.news-card {
  padding: 20px;
  border-radius: var(--r-xl);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  cursor: pointer;
  transition: all var(--t-med);
}
.news-card:hover { border-color: var(--bd-hover); transform: translateY(-2px); }
.news-card.featured { grid-column: span 2; }
.news-card-meta { display: flex; align-items: center; gap: 8px; margin-bottom: 12px; flex-wrap: wrap; }
.news-category-tag {
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 600;
  border: 1px solid;
}
.news-impact-tag {
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 11px;
}
.news-card h3 {
  font-size: 15px;
  font-weight: 800;
  color: var(--text-h);
  margin-bottom: 8px;
  line-height: 1.35;
}
.news-card.featured h3 { font-size: 19px; }
.news-card p { font-size: 13px; color: var(--text-b); line-height: 1.6; margin-bottom: 14px; }
.news-card-time {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 12px;
  color: rgba(241,245,249,0.35);
}
.news-card-time svg { width: 12px; height: 12px; }
.news-arrow {
  opacity: 0;
  transition: opacity var(--t);
  margin-left: auto;
}
.news-card:hover .news-arrow { opacity: 1; }
.ai-insight {
  margin-top: 32px;
  padding: 24px;
  border-radius: var(--r-xl);
  background: linear-gradient(135deg, rgba(123, 94, 167, 0.1), rgba(0, 212, 255, 0.05));
  border: 1px solid rgba(123, 94, 167, 0.2);
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.ai-insight-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: linear-gradient(135deg, #7B5EA7, #00D4FF);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.ai-insight-icon svg { width: 20px; height: 20px; color: #fff; }
.ai-insight-title { font-size: 13px; font-weight: 700; color: var(--text-h); margin-bottom: 8px; }
.ai-insight-text { font-size: 13px; color: var(--text-b); line-height: 1.65; }
.market-ticker-row {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 10px;
  margin-bottom: 32px;
}
.market-ticker-item {
  padding: 12px;
  border-radius: var(--r-lg);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  text-align: center;
}
.market-ticker-name { font-size: 11px; color: var(--text-m); margin-bottom: 4px; }
.market-ticker-val { font-size: 14px; font-weight: 800; font-family: 'JetBrains Mono', monospace; color: var(--text-h); }
.market-ticker-change { font-size: 11px; font-family: 'JetBrains Mono', monospace; margin-top: 2px; }
.market-ticker-change.up { color: var(--green); }
.market-ticker-change.down { color: var(--red); }

/* ============================================================
   CURRENCY PAGE
============================================================ */
.currency-ticker-row {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 10px;
  margin-bottom: 32px;
}
.currency-card {
  padding: 16px;
  border-radius: var(--r-lg);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  transition: all var(--t-med);
}
.currency-card:hover { border-color: var(--bd-hover); }
.currency-code { font-size: 13px; font-weight: 800; color: var(--text-h); }
.currency-name { font-size: 11px; color: var(--text-m); margin-bottom: 8px; }
.currency-rate { font-size: 20px; font-weight: 900; font-family: 'JetBrains Mono', monospace; color: var(--text-h); }
.currency-change { font-size: 12px; font-family: 'JetBrains Mono', monospace; margin-top: 3px; }
.currency-change.up { color: var(--green); }
.currency-change.down { color: var(--red); }
.currency-change.neutral { color: var(--text-m); }
.converter-wrap {
  background: rgba(21, 24, 34, 0.9);
  border: 1px solid var(--bd-card);
  border-radius: var(--r-xl);
  padding: 24px;
  margin-bottom: 32px;
}
.converter-row {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 16px;
  align-items: end;
}
.converter-field label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .7px;
  color: var(--text-m);
  margin-bottom: 8px;
}
.converter-input-wrap { position: relative; }
.converter-input {
  width: 100%;
  height: 48px;
  background: var(--bg-inner);
  border: 1px solid var(--bd);
  border-radius: var(--r);
  color: var(--text-h);
  font-size: 18px;
  font-weight: 800;
  font-family: 'JetBrains Mono', monospace;
  padding: 0 14px;
  outline: none;
  transition: border-color var(--t);
}
.converter-input:focus { border-color: var(--blue); }
.converter-select {
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  padding: 0 12px;
  background: var(--bg-panel);
  border: 1px solid var(--bd);
  border-left: none;
  border-radius: 0 var(--r) var(--r) 0;
  color: var(--text-h);
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  outline: none;
  appearance: none;
  -webkit-appearance: none;
  min-width: 70px;
  text-align: center;
}
.converter-arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 48px;
  color: var(--blue);
}
.converter-arrow svg { width: 20px; height: 20px; }

/* Currency table */
.currency-table {
  width: 100%;
  border-collapse: collapse;
}
.currency-table th {
  text-align: left;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .7px;
  color: var(--text-m);
  padding: 10px 16px;
  border-bottom: 1px solid var(--bd);
}
.currency-table td {
  padding: 14px 16px;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  font-size: 13px;
  color: var(--text-b);
}
.currency-table tr:last-child td { border-bottom: none; }
.currency-table tr:hover td { background: rgba(255,255,255,0.02); }
.currency-table .bank-name-cell { font-weight: 600; color: var(--text-h); }
.currency-table .rate-cell { font-family: 'JetBrains Mono', monospace; font-weight: 700; color: var(--text-h); }
.currency-table .spread-cell { color: var(--amber); font-family: 'JetBrains Mono', monospace; }

/* Responsive inner pages */
@media (max-width: 1100px) {
  .bank-row-params { grid-template-columns: 1fr 1fr; }
  .mortgage-programs { grid-template-columns: 1fr 1fr; }
  .news-grid { grid-template-columns: 1fr 1fr; }
  .news-card.featured { grid-column: span 2; }
  .market-ticker-row { grid-template-columns: repeat(3, 1fr); }
  .currency-ticker-row { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 720px) {
  .bank-row { flex-direction: column; }
  .bank-row-params { grid-template-columns: 1fr 1fr; }
  .bank-row-btn { width: 100%; justify-content: center; }
  .mortgage-programs { grid-template-columns: 1fr; }
  .news-grid { grid-template-columns: 1fr; }
  .news-card.featured { grid-column: span 1; }
  .market-ticker-row { grid-template-columns: repeat(2, 1fr); }
  .currency-ticker-row { grid-template-columns: repeat(2, 1fr); }
  .scoring-features { grid-template-columns: 1fr; }
  .converter-row { grid-template-columns: 1fr; }
  .converter-arrow { transform: rotate(90deg); margin: 0 auto; }
}

/* ============================================================
   NEWS PAGE (list layout)
============================================================ */
.news-card {
  padding: 20px;
  border-radius: var(--r-xl);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  margin-bottom: 12px;
  transition: all var(--t-med);
}
.news-card:hover { border-color: var(--bd-hover); transform: translateY(-1px); }
.news-card-head {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}
.news-chip {
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 600;
  border: 1px solid;
}
.news-hot {
  font-size: 11px;
  font-weight: 600;
  color: #FF6B35;
  background: rgba(255,107,53,0.1);
  border: 1px solid rgba(255,107,53,0.25);
  padding: 3px 10px;
  border-radius: 100px;
}
.news-meta {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 11px;
  color: rgba(241,245,249,0.35);
  margin-left: auto;
}
.news-meta svg { width: 11px; height: 11px; }
.news-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--text-h);
  margin-bottom: 8px;
  line-height: 1.35;
}
.news-desc {
  font-size: 13.5px;
  color: var(--text-b);
  line-height: 1.65;
  margin-bottom: 16px;
}
.news-read {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: #00D4FF;
  text-decoration: none;
  transition: gap var(--t);
}
.news-read:hover { gap: 10px; }
.news-read svg { width: 14px; height: 14px; }
.news-cats { display: flex; flex-direction: column; gap: 4px; }
.news-cat {
  padding: 8px 12px;
  border-radius: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--text-b);
  background: transparent;
  border: 1px solid transparent;
  text-align: left;
  transition: all var(--t);
  cursor: pointer;
}
.news-cat:hover { color: var(--text-h); background: rgba(255,255,255,.05); }
.news-cat.on { color: #00D4FF; background: rgba(0,212,255,0.08); border-color: rgba(0,212,255,0.2); }
.news-trends { display: flex; flex-direction: column; gap: 8px; }
.trend-item { display: flex; align-items: center; gap: 10px; }
.trend-num { font-size: 12px; font-weight: 800; color: var(--text-m); width: 16px; flex-shrink: 0; }
.trend-t { font-size: 13px; color: var(--text-b); }

/* ============================================================
   CURRENCY PAGE (new layout)
============================================================ */
.currency-converter {
  background: rgba(21, 24, 34, 0.9);
  border: 1px solid rgba(255,184,0,0.12);
  border-radius: var(--r-xl);
  padding: 24px;
}
.currency-converter-title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 700;
  color: var(--text-h);
  margin-bottom: 20px;
}
.currency-converter-title svg { width: 18px; height: 18px; }
.currency-converter-row {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 16px;
  align-items: end;
}
.currency-input-wrap { display: flex; flex-direction: column; gap: 8px; }
.currency-input {
  width: 100%;
  height: 48px;
  background: var(--bg-inner);
  border: 1px solid var(--bd);
  border-radius: var(--r);
  color: var(--text-h);
  font-size: 18px;
  font-weight: 800;
  font-family: 'JetBrains Mono', monospace;
  padding: 0 14px;
  outline: none;
  transition: border-color var(--t);
}
.currency-input:focus { border-color: #FFB800; }
.currency-select {
  height: 40px;
  background: var(--bg-panel);
  border: 1px solid var(--bd);
  border-radius: var(--r);
  color: var(--text-h);
  font-size: 13px;
  font-weight: 600;
  padding: 0 12px;
  outline: none;
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
}
.currency-swap {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(255,184,0,0.1);
  border: 1px solid rgba(255,184,0,0.25);
  color: #FFB800;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--t);
  flex-shrink: 0;
  align-self: center;
}
.currency-swap:hover { background: rgba(255,184,0,0.2); }
.currency-swap svg { width: 18px; height: 18px; }
.currency-rate-hint {
  margin-top: 12px;
  font-size: 12px;
  color: var(--text-m);
  text-align: center;
}
.currency-table-head {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--bd);
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .7px;
  color: var(--text-m);
  margin-bottom: 4px;
}
.currency-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 12px;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  transition: background var(--t);
}
.currency-row:last-child { border-bottom: none; }
.currency-row:hover { background: rgba(255,255,255,0.02); border-radius: 8px; }
.currency-row-name { display: flex; align-items: center; gap: 10px; }
.currency-flag { font-size: 20px; }
.currency-code { font-size: 14px; font-weight: 700; color: var(--text-h); }
.currency-name-sm { font-size: 11px; color: var(--text-m); }
.currency-price { font-size: 15px; font-weight: 800; font-family: 'JetBrains Mono', monospace; color: var(--text-h); }

/* ============================================================
   SCORING PAGE (missing classes)
============================================================ */
.score-gauge-wrap { text-align: center; margin-bottom: 32px; }
.score-gauge {
  position: relative;
  width: 192px;
  height: 192px;
  margin: 0 auto 16px;
}
.score-gauge-text {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}
.score-gauge-num {
  font-size: 48px;
  font-weight: 900;
  font-family: 'JetBrains Mono', monospace;
  line-height: 1;
}
.score-gauge-sub { font-size: 12px; color: var(--text-m); margin-top: 4px; }
.score-label {
  display: inline-flex;
  align-items: center;
  padding: 6px 20px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 700;
  border: 1px solid;
}
.score-detail-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.score-detail-label { font-size: 12px; color: var(--text-b); width: 120px; flex-shrink: 0; }
.score-detail-bar { flex: 1; height: 4px; background: rgba(255,255,255,0.08); border-radius: 2px; overflow: hidden; }
.score-detail-fill { height: 100%; border-radius: 2px; transition: width 1s ease; }
.score-detail-pct { font-size: 12px; font-weight: 700; font-family: 'JetBrains Mono', monospace; width: 36px; text-align: right; flex-shrink: 0; }

/* ============================================================
   FOOTER
============================================================ */
footer {
  background: #090c12;
  border-top: 1px solid var(--bd);
  padding: 48px 0 24px;
  margin-top: 40px;
}
.ft-in {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.ft-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.ft-logo {
  font-size: 24px;
  font-weight: 900;
  color: var(--text-h);
  margin-bottom: 12px;
}
.ft-logo em { color: var(--blue); font-style: normal; }
.ft-brand p { font-size: 13.5px; color: var(--text-b); line-height: 1.65; margin-bottom: 16px; }
.ft-trust-badges { display: flex; flex-wrap: wrap; gap: 8px; }
.ftb {
  padding: 5px 12px;
  border-radius: 100px;
  font-size: 12px;
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--bd);
  color: var(--text-b);
}
.ft-col h4 { font-size: 13px; font-weight: 700; color: var(--text-h); margin-bottom: 14px; }
.ft-col a {
  display: block;
  font-size: 13px;
  color: var(--text-b);
  margin-bottom: 8px;
  transition: color var(--t);
  text-decoration: none;
}
.ft-col a:hover { color: var(--text-h); }
.ft-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 24px;
  border-top: 1px solid var(--bd);
  gap: 16px;
  flex-wrap: wrap;
}
.ft-bottom p { font-size: 12.5px; color: var(--text-m); }
.ft-legal { display: flex; gap: 16px; }
.ft-legal a { font-size: 12.5px; color: var(--text-m); text-decoration: none; transition: color var(--t); }
.ft-legal a:hover { color: var(--text-b); }

/* ============================================================
   SEO SECTION
============================================================ */
.seo { max-width: var(--max-w); margin: 0 auto; padding: 0 24px 40px; }
.seo-card {
  padding: 28px;
  border-radius: var(--r-xl);
  background: rgba(21, 24, 34, 0.5);
  border: 1px solid var(--bd);
}
.seo-card h2 { font-size: 16px; font-weight: 700; color: var(--text-h); margin-bottom: 12px; }
.seo-card p { font-size: 13.5px; color: var(--text-b); line-height: 1.7; margin-bottom: 10px; }
.seo-card p:last-child { margin-bottom: 0; }

/* ============================================================
   RESPONSIVE FIXES
============================================================ */
@media (max-width: 1100px) {
  .ft-grid { grid-template-columns: 1fr 1fr; }
  .currency-converter-row { grid-template-columns: 1fr; }
  .currency-swap { transform: rotate(90deg); }
  .currency-table-head { display: none; }
  .currency-row { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .ft-grid { grid-template-columns: 1fr; gap: 24px; }
  .ft-bottom { flex-direction: column; text-align: center; }
  .ft-legal { flex-wrap: wrap; justify-content: center; }
  .currency-row { grid-template-columns: 1fr; gap: 4px; }
}

/* ============================================================
   SCORING INTRO & QUESTIONS (missing)
============================================================ */
.scoring-icon-wrap {
  width: 96px;
  height: 96px;
  border-radius: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, rgba(123,94,167,0.2), rgba(0,212,255,0.1));
  border: 1px solid rgba(123,94,167,0.25);
  margin: 0 auto 24px;
}
.scoring-icon-wrap svg { width: 48px; height: 48px; color: #7B5EA7; }
.scoring-features {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 32px;
}
.scoring-feature {
  padding: 16px;
  border-radius: 14px;
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  text-align: center;
}
.scoring-feature svg { width: 24px; height: 24px; color: #7B5EA7; margin: 0 auto 8px; }
.scoring-feature-title { font-size: 14px; font-weight: 700; color: var(--text-h); }
.scoring-feature-sub { font-size: 12px; color: var(--text-m); margin-top: 2px; }
.btn-start-scoring {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 36px;
  border-radius: 14px;
  font-size: 15px;
  font-weight: 800;
  background: linear-gradient(135deg, #7B5EA7, #5B3E87);
  color: #fff;
  box-shadow: 0 0 30px rgba(123,94,167,0.4);
  transition: all var(--t-med);
}
.btn-start-scoring:hover { box-shadow: 0 0 40px rgba(123,94,167,0.6); transform: translateY(-1px); }
.scoring-progress { margin-bottom: 24px; }
.scoring-progress-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}
.scoring-progress-label { font-size: 13px; color: var(--text-b); }
.scoring-progress-step { font-size: 13px; font-weight: 700; color: #7B5EA7; }
.scoring-progress-bar {
  height: 4px;
  background: rgba(255,255,255,0.08);
  border-radius: 2px;
  overflow: hidden;
}
.scoring-progress-fill {
  height: 100%;
  border-radius: 2px;
  background: linear-gradient(90deg, #7B5EA7, #00D4FF);
  transition: width .4s ease;
}
.scoring-question { margin-bottom: 24px; }
.scoring-q-text {
  font-size: 20px;
  font-weight: 800;
  color: var(--text-h);
  margin-bottom: 20px;
  line-height: 1.35;
}
.scoring-options { display: flex; flex-direction: column; gap: 10px; }
.scoring-option {
  padding: 14px 18px;
  border-radius: 12px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-h);
  background: rgba(26, 31, 46, 0.8);
  border: 1px solid rgba(255,255,255,0.06);
  text-align: left;
  transition: all var(--t);
  cursor: pointer;
}
.scoring-option:hover:not(:disabled) { border-color: rgba(123,94,167,0.4); background: rgba(123,94,167,0.08); }
.scoring-option.selected { border-color: #7B5EA7; background: rgba(123,94,167,0.12); color: #fff; }
.scoring-option:disabled { cursor: default; opacity: .7; }